The e4c0ed.com invite for the Credit One Bank Platinum Visa is a card that offers some great features for customers, but it does have a few drawbacks. If you’re looking to build credit quickly or avoiding having to dish out cash to companies to have them fix your credit, this card is perfect for you. This card is more geared towards repairing and rebuilding credit than it is making lavish and extravagant purchases. Although the credit card won’t offer you the opportunity to buy to your heart’s content, it does come with perks that you will undoubtedly appreciate.
One of the best advantages of e4c0ed.com that may not pop out to you on paper is the option to choose your due date, which gives you the flexibility to set a consistent payment schedule. This will help you organize your credit card payments and place them on schedule alongside your other finances. You can always set your payment date on your payday to ensure that you’re always paying your bill on time and building your credit at the same time. But there’s also another layer of flexibility. When you’ve decided on your pay schedule, you still have the option to change it at any time if you decide that your initial due date isn’t working for you. So, you can set your bill to be due during times of the month when your other bills aren’t all breathing down your neck. This feature gives you the freedom to try various payment schedules until they find one that works for you. There’s also a grace period you’re allotted of up to 24 days to pay your bill before interest occurs. This means that your interest doesn’t begin to accrue automatically after every single purchase, giving you the privilege to pay a lower monthly bill every time before your interest charges from your purchases are assessed. There’s a lot of wiggle room with this card and if you use that room wisely, you’ll be able to create a system that’s not only tailored to your lifestyle but one that’s repeatedly saving you money on your monthly bill. Checking to see if you pre-qualify for this card doesn’t affect your credit score and you also get access to check your progress online through Experian’s credit score services. You’ll know when your credit score is growing, which in turn will help you develop a strategy for smarter spending and smarter building.
Two more areas where the www.e4c0ed.com offer excels in comparison to the competition are the one-time and monthly fees. Some of the competitors have monthly fees as high as ten dollars while the Credit One Bank Platinum Visa’s monthly fees are nonexistent. The competition charges you monthly for using your card while the Credit One Bank Platinum Visa card simply wants you to just use your card and isn’t searching for ways to funnel more money out of your pockets. The one-time fees for other cards are ridiculously high, with some reaching towards the $90 – $100 range and this is a fee you must pay before you even start using your card. The Credit One Bank Platinum Visa has no one-time fee and allows you to access your account as soon as your approved without having to deplete your funds. The annual membership fee is standard across the board with the Credit One Bank Platinum Visa in comparison to other cards, going upwards to $99, which is dependent upon your creditworthiness so you won’t be getting any more or any less in that area when compared to the competition. The monthly and one-time fees are where you will be getting more value than other cards because this ultimately saves you more money in the long run and gives you more to spend per month. The only thing you’ll be paying the bank monthly is your credit card bill and no more. And the $0 fraud liability is an extra added perk just in case the worst happens, which adds an extra layer of security while giving you a solid peace of mind.
The Credit One Bank Platinum Visa has an interest rate that varies between 17.99% – 23.99% which is exceptionally lower than what other similar credit cards offer, with some reaching as high 34.99%. This will depend on an examination of your credit profile after visiting e4c0ed.com. The Credit One Bank Platinum Visa also gives you 1% cashback on all purchases. While that is a tad bit lower than what other unsecured credit cards offer; you’ll be hard-pressed to find another card specifically geared towards building credit that gives you this small luxury. You get a small percentage back on every transaction, which encourages you to spend knowing that you’re accumulating a few dollars or so off bigger purchases and a few cents on the smaller ones. Think of it as the equivalent to saving and storing away your change every time you pay cash for something. This comes in handy just in case you ever find yourself in need on a rainy day. The customer reception to the Credit One Bank Platinum Visa has been overwhelmingly good. Note that this isn’t from all people who have obtained a card through www.e4c0ed.com. The card has posted an overall rating of 4.5 stars out of 11,003 customer reviews on the Credit One Bank official website. To put it into context, 87% of customers gave the card a favorable review of either 4 or 5 stars, only 5% gave a 3-star rating, and 6% gave it 2 stars or less. People believe that this credit card is worth it compared to others as similar credit cards posted average ratings of 3.5 to 4 stars consistently. No, the Credit One Bank Platinum Visa isn’t the perfect credit card, but it is head and shoulders above the competition for what it offers. It is a card geared towards rebuilding credit and should be targeted by individuals with lower credit scores who are looking to invest in a credit repair without all the hassle of going through a credit repair company. You would need to look high and low to find a secured credit card for those with bad credit that has as many perks and offerings as the Credit One Bank Platinum Visa card, and even then, the others still may not compare.